A crane mounted on truck droped the cargo on the truck itself, Is claim for damage to the truck valid?

The truck has a Comprehensive Motor insurance cover. There is no exclusion in the policy in respect of tools of trade.

The crane and the truck are one and the same vehicle, so I can’t see why a claim on fully comp. wouldn’t be valid.

If this is not the case, then the crane IS the cargo, so surely the claim would go to the insurer of the crane, and not the lorry.

An evening with Daniel Kertcher – Trade with Knowledge, Trade with Confidence

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